Insurance laws by state
51 of 51 researchedState-by-state insurance regulations, rate filing requirements, auto and homeowners minimums, department bulletins, and recent law changes. Monitored in real-time via DOI feeds.
51
Jurisdictions
51
Researched
34
With updates
Full access — all insurance lines, bulletins & compliance data
Health, life, workers comp, commercial lines, penalty details, and rate filing requirements for every state.
All jurisdictions
Alabama
Alabama Department of Insurance
Prior Approval (personal lines, workers' comp, medical malpractice, commercial rate increases ≥10%); File & Use (commercial lines)View lawsAlaska
Division of Insurance, Department of Commerce, Community, & Economic Development
File & UseView lawsArizona
Arizona Department of Insurance and Financial Institutions
Use and FileView lawsArkansas
Arkansas Insurance Department
File & UseView lawsCalifornia
California Department of Insurance
Prior ApprovalView lawsColorado
Colorado Division of Insurance
File & UseView lawsConnecticut
Connecticut Insurance Department
File & Use with Flex Rating provisions for personal linesView lawsDelaware
Delaware Department of Insurance
Prior ApprovalView lawsFlorida
Florida Office of Insurance Regulation
File & UseView lawsGeorgia
Office of Insurance and Safety Fire Commissioner
File and UseView lawsHawaii
Hawaiʻi Insurance Division
Prior ApprovalView lawsIdaho
Idaho Department of Insurance
File and UseView lawsIllinois
Illinois Department of Insurance
File & UseView lawsIndiana
Indiana Department of Insurance
File and UseView lawsIowa
Iowa Insurance Division
Prior ApprovalView lawsKansas
Kansas Department of Insurance
File and UseView lawsKentucky
Kentucky Department of Insurance
Prior ApprovalView lawsLouisiana
Louisiana Department of Insurance
File and UseView lawsMaine
Maine Bureau of Insurance
Prior ApprovalView lawsMaryland
Maryland Insurance Administration
Prior ApprovalView lawsMassachusetts
Massachusetts Division of Insurance
File & UseView lawsMichigan
Michigan Department of Insurance and Financial Services
Modified Prior ApprovalView lawsMinnesota
Minnesota Department of Commerce
File & UseView lawsMississippi
Mississippi Insurance Department
File & UseView lawsMissouri
Missouri Department of Commerce and Insurance (DCI)
Prior ApprovalView lawsMontana
Montana Commissioner of Securities and Insurance, Office of the State Auditor
File and UseView lawsNebraska
Nebraska Department of Insurance
Prior ApprovalView lawsNevada
Nevada Division of Insurance
Prior ApprovalView lawsNew Hampshire
New Hampshire Insurance Department
File & UseView lawsNew Jersey
New Jersey Department of Banking and Insurance
Prior ApprovalView lawsNew Mexico
Office of Superintendent of Insurance
File and Use with Modified Prior ApprovalView lawsNew York
New York State Department of Financial Services
Prior ApprovalView lawsNorth Carolina
North Carolina Department of Insurance
Prior ApprovalView lawsNorth Dakota
North Dakota Insurance & Securities Department
Prior ApprovalView lawsOhio
Ohio Department of Insurance
Prior ApprovalView lawsOklahoma
Oklahoma Insurance Department
Modified Prior ApprovalView lawsOregon
Oregon Department of Consumer and Business Services - Division of Financial Regulation
Mixed (Prior Approval for health and workers comp; File & Use for most property/casualty)View lawsPennsylvania
Pennsylvania Insurance Department
Prior ApprovalView lawsRhode Island
Rhode Island Department of Business Regulation - Insurance Division
Prior ApprovalView lawsSouth Carolina
South Carolina Department of Insurance
Prior ApprovalView lawsSouth Dakota
Division of Insurance
File & UseView lawsTennessee
Tennessee Department of Commerce and Insurance
File & UseView lawsTexas
Texas Department of Insurance
File & UseView lawsUtah
Utah Insurance Department
File & UseView lawsVermont
Vermont Department of Financial Regulation
Use and FileView lawsVirginia
Virginia State Corporation Commission Bureau of Insurance
Prior ApprovalView lawsWashington
Washington State Office of the Insurance Commissioner
File & UseView lawsWest Virginia
West Virginia Offices of the Insurance Commissioner
Prior ApprovalView lawsWisconsin
Office of the Commissioner of Insurance
File & UseView lawsWyoming
Wyoming Department of Insurance
Modified Prior ApprovalView lawsWashington D.C.
Department of Insurance, Securities, and Banking (DISB)
Prior Approval, File & UseView laws