← Insurance laws by state
Texas insurance laws
Insurance regulations, rate filing requirements, department info, and recent bulletins for Texas. Updated Mar 31, 2026.
Department of Insurance
DepartmentTexas Department of Insurance
CommissionerCassie Brown
Rate Filing SystemPrior Approval
Regulatory CodeTex. Ins. Code §§ 1.001-1.005
Overview
Texas has a comprehensive regulatory environment for insurance, governed by the Texas Department of Insurance. The state employs a prior approval system for rate filings, ensuring that rates are justified before they can be implemented.
Auto Insurance
Homeowners Insurance
Health Insurance
Sign up for full health insurance data
Sign up — it's freeLife Insurance
Sign up for full life insurance data
Sign up — it's freeWorkers Compensation
Sign up for full workers compensation data
Sign up — it's freeCommercial Insurance
Sign up for full commercial insurance data
Sign up — it's freeGet full Texas insurance data
Health, life, workers comp, commercial lines, compliance penalties, rate filing requirements, and real-time DOI monitoring for all 51 jurisdictions.
Sign up — it's free